Cash App For Direct Deposit and Cash Card

If you want to use the ever-popular Cash App to set up a direct debit, you’ll need additional information such as the bank name, routing, and account numbers. Luckily, we’re here for you. Here is the answer:

Cash App works with two banks – Sutton Bank and Lincoln Savings Bank. To find out exactly which one it is in your case, and to get the account and routing numbers, open the app and tap the routing and account number below your balance in the banking tab (“$”). 

Generally, Sutton Bank is issuing the Cash Card while Lincoln Savings Bank is managing direct deposits. 

The above method will not only bring up the numbers you need but also the name of the bank. To find its address, copy and paste the routing number into this website and you’ll get all the relevant information.

How to Enable Direct Deposit?

Cash App lets you deposit, not only paychecks, but also your tax returns, and other payments, for instance from a side hustle. To enable direct deposits, you’ll have to first find your account and routing number. 

After you set it all up, you’re able to receive up to $25,000 per direct deposit and up to $50,000 in a day.

These deposits are available as soon as you receive them, and even up to two days earlier than most banks. However, you should know that your first deposit might take a bit longer, depending on your employer.

So, how do we set up direct deposit? 

When you order, get and activate your Cash Card, you will instantly see your new account and routing numbers. To find and copy your account and routing number:

1. Tap the “Banking tab” on Cash App’s home screen
2. Below your balance, tap the routing and account number 
3. Now, copy your account and routing numbers
4. When prompted for a bank account during direct deposit set up, provide the account and routing number 

To set it up with payroll login directly from the Cash App “Banking tab”:

1. First, tap the “Banking tab” on Cash App’s home screen
2. Select “Direct Deposit”
3. Beneath “Automatic Setup”, tap “Get Started”
4. Find your employer and follow the instructions

To get a direct deposit form:

1. Tap the “Banking tab” on Cash App’s home screen
2. Tap “Direct Deposit”
3. Select “Get Direct Deposit Form”
4. Fill out your employer information
5. Enter the amount you want to deposit from each paycheck
6. Sign
7. Select “Email Form” 
8. Enter the recipient address 
9. Tap “Send”

You can see the completed direct deposit form by tapping “Get Direct Deposit Form” from the “Banking tab” and selecting “View Previous Form”.

How Long to Get a Direct Deposit?

Cash App is really fast at depositing direct debits and they are typically available within 1-5 business days after being sent.

In most cases, that can be up to two days earlier than many “proper” banks. However, if it’s been more than 5 days, you might want to contact Cash App customer support. 

The whole cash app direct deposit process is quick, but the actual time it takes for the money to hit your Cash App account hinges on when the depositor, for instance, your employer, initiates the payment. There are other elements at play here as well, and they can also cause delays.